Risk profiles for typical situations, objects and activities: which attributes need to be captured and which coverage architecture fits.
Risk profile for an automated high-bay warehouse (high-rise racking with stacker cranes, shuttle systems or automated storage and retrieval systems): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for an automotive supplier (manufacture of parts, components or subassemblies for motor vehicles supplied into original-equipment or aftermarket supply chains): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a corporate business travel programme: the risk attributes typically assessed in travel and accident underwriting and the resulting insurance programme architecture for employees on business trips.
Risk profile for a chemical plant (bulk production, formulation, blending and packaging of chemical substances): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a cold and frozen storage facility (chilled and deep-frozen warehousing with insulated construction and refrigeration plant): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a corporate workforce benefits programme: the risk attributes typically assessed in occupational pension and group benefits underwriting and the resulting insurance programme architecture for an employer's workforce.
Risk profile for a data centre (colocation, enterprise or hyperscale server facility): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for the organisation and running of an event: the risk attributes typically assessed in liability and event cancellation underwriting and the resulting insurance programme architecture for organisers of conferences, exhibitions and public events.
Risk profile for the expatriate assignment of an employee abroad: the risk attributes typically assessed in international benefits underwriting and the resulting insurance programme architecture for employees on long-term postings outside their home country.
Risk profile for a food and beverage production plant (processing, mixing, cooking, bottling or packaging of food and drink products): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a hospital or residential care home (inpatient medical care or nursing care with accommodation): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a hotel property (accommodation, food and beverage, conference/event operations): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for an IT and software company (software development, IT consulting or managed services): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for an SME's dependency on one or a small number of key individuals: the risk attributes typically assessed in key person underwriting and the resulting insurance programme architecture to cushion the financial impact of their loss.
Risk profile for a listed corporation viewed as a governance overlay: the risk attributes typically assessed in D&O underwriting and the resulting management liability and crime insurance programme architecture, applicable across sectors.
Risk profile for a logistics and distribution warehouse (storage, cross-docking, order picking): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a metal processing plant (rolling, forging, welding, surface treatment): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a new-build construction site (residential, commercial or industrial shell and core): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for an office and administrative building (single or multi-tenant): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a household keeping one or more pets: the risk attributes typically assessed in underwriting and the resulting private animal insurance programme architecture.
Risk profile for a pharmaceutical manufacturer (production of active pharmaceutical ingredients, formulation or packaging of medicinal products): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a private individual owning and using a passenger vehicle: the risk attributes typically assessed in underwriting and the resulting private motor insurance programme architecture.
Risk profile for a professional services or consulting firm (management consulting, engineering or planning advisory): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a recycling and waste management facility (sorting, shredding, baling, treatment or interim storage of waste and recyclable materials): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for an owner-occupied single-family home: the risk attributes typically assessed in underwriting and the resulting private insurance programme architecture.
Risk profile for a photovoltaic power plant (roof-mounted or ground-mounted solar park): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a household renting its home: the risk attributes typically assessed in underwriting and the resulting private insurance programme architecture.
Risk profile for a wind power plant (onshore wind turbine or wind farm): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a wood processing plant (sawing, planing, gluing, pressing or surface-finishing of wood and wood-based panels): the risk attributes typically assessed in underwriting and the resulting commercial insurance programme architecture.
Risk profile for a young family arranging life, health and income protection planning: the risk attributes typically assessed in underwriting and the resulting private life and pension insurance programme architecture.