{
  "id": "riskg-thermography",
  "type": "risk-guideline",
  "languages": {
    "en": {
      "id": "riskg-thermography",
      "lang": "en",
      "type": "risk-guideline",
      "title": "Electrical Thermography",
      "shortDefinition": "Electrical thermography uses infrared cameras to reveal overheating in electrical installations before it leads to fires or outages, and is a standard instrument of insurance-driven loss prevention.",
      "synonyms": [
        "Infrared thermography",
        "Thermographic inspection"
      ],
      "linesOfBusiness": [
        "Property"
      ],
      "jurisdictions": [
        "CH",
        "Global"
      ],
      "tags": [
        "Fire protection",
        "Maintenance"
      ],
      "relations": {
        "relatedTerms": [
          "riskg-maintenance",
          "riskg-electrical-installations",
          "riskg-condition-monitoring",
          "riskg-arc-flash"
        ],
        "partOf": [],
        "appliesTo": [
          "cov-property-all-risks"
        ],
        "regulatedBy": [],
        "relevantFor": [],
        "insurableVia": [],
        "mitigatedBy": [],
        "comprises": [],
        "alternativeTo": [],
        "complementedBy": []
      },
      "attribute": null,
      "profile": null,
      "coverageProfile": null,
      "clause": null,
      "legalBasis": [],
      "standards": [],
      "reviewStatus": "expert-reviewed",
      "reviewedBy": "Guido Hesse, Hesse Group Holding AG",
      "lastReviewed": "2026-09-04",
      "version": "0.1.0",
      "updated": "2026-09-01",
      "generated": {
        "by": "cursor-agent/claude-sonnet-5",
        "at": "2026-09-01T00:00:00.000Z"
      },
      "verified": [
        {
          "by": "human:ghesse",
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          "method": null
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      ],
      "staleAfter": null,
      "url": "https://hgh.ch/lexikon/en/knowledge/risk-engineering/electrical-thermography/",
      "alternateUrl": "https://hgh.ch/lexikon/de/wissen/risk-engineering/elektro-thermografie/",
      "body": "## Principle and benefit\n\nLoose terminal connections, overloaded conductors and aged contacts heat up long before they ignite. Non-contact measurement under operating load detects such hotspots without shutdown – electrical fires are among the most frequent industrial fire causes and can be effectively addressed by thermography.\n\n## Execution\n\nThe inspection cycle is usually annual for main and critical sub-distributions, ideally at a minimum of 40 percent rated load. Qualified thermographers document findings with temperature classes and priorities; defect rectification and re-inspection close the cycle.\n\n## Insurance relevance\n\nProperty insurers and fire protection guidelines (for example VdS) increasingly expect periodic thermography as standard; in Switzerland, cantonal requirements and insurers mandate regular electrical inspections. Documented programmes improve risk assessment and terms."
    },
    "de": {
      "id": "riskg-thermography",
      "lang": "de",
      "type": "risk-guideline",
      "title": "Elektro-Thermografie",
      "shortDefinition": "Die Elektro-Thermografie macht Überhitzungen in elektrischen Anlagen mit Infrarotkameras sichtbar, bevor sie zu Bränden oder Ausfällen führen, und ist ein Standardinstrument der versicherungstechnischen Schadenverhütung.",
      "synonyms": [
        "Infrarot-Thermografie",
        "Thermografische Prüfung"
      ],
      "linesOfBusiness": [
        "Sach"
      ],
      "jurisdictions": [
        "CH",
        "Global"
      ],
      "tags": [
        "Brandschutz",
        "Instandhaltung"
      ],
      "relations": {
        "relatedTerms": [
          "riskg-maintenance",
          "riskg-electrical-installations",
          "riskg-condition-monitoring",
          "riskg-arc-flash"
        ],
        "partOf": [],
        "appliesTo": [
          "cov-property-all-risks"
        ],
        "regulatedBy": [],
        "relevantFor": [],
        "insurableVia": [],
        "mitigatedBy": [],
        "comprises": [],
        "alternativeTo": [],
        "complementedBy": []
      },
      "attribute": null,
      "profile": null,
      "coverageProfile": null,
      "clause": null,
      "legalBasis": [],
      "standards": [],
      "reviewStatus": "expert-reviewed",
      "reviewedBy": "Guido Hesse, Hesse Group Holding AG",
      "lastReviewed": "2026-09-04",
      "version": "0.1.0",
      "updated": "2026-09-01",
      "generated": {
        "by": "cursor-agent/claude-sonnet-5",
        "at": "2026-09-01T00:00:00.000Z"
      },
      "verified": [
        {
          "by": "human:ghesse",
          "at": "2026-09-04T00:00:00.000Z",
          "method": null
        }
      ],
      "staleAfter": null,
      "url": "https://hgh.ch/lexikon/de/wissen/risk-engineering/elektro-thermografie/",
      "alternateUrl": "https://hgh.ch/lexikon/en/knowledge/risk-engineering/electrical-thermography/",
      "body": "## Prinzip und Nutzen\n\nLose Klemmstellen, überlastete Leiter und gealterte Kontakte erwärmen sich, lange bevor sie zünden. Die berührungslose Messung unter Betriebslast erkennt solche Hotspots ohne Abschaltung – Elektrobrände gehören zu den häufigsten industriellen Brandursachen und sind durch Thermografie wirksam adressierbar.\n\n## Durchführung\n\nPrüfzyklus üblicherweise jährlich für Haupt- und kritische Unterverteilungen, nach Möglichkeit bei mindestens 40 Prozent Nennlast. Qualifizierte Thermografen dokumentieren Befunde mit Temperaturklassen und Prioritäten; Mängelbehebung und Nachkontrolle schliessen den Zyklus.\n\n## Versicherungsrelevanz\n\nSachversicherer und Brandschutzrichtlinien (etwa VdS) erwarten periodische Thermografie zunehmend als Standard; in der Schweiz verlangen kantonale Vorgaben und Versicherer regelmässige Elektrokontrollen. Dokumentierte Programme verbessern Risikobewertung und Konditionen."
    }
  }
}