{
  "id": "riskg-risk-improvement-recommendations",
  "type": "risk-guideline",
  "languages": {
    "en": {
      "id": "riskg-risk-improvement-recommendations",
      "lang": "en",
      "type": "risk-guideline",
      "title": "Risk Improvement Recommendations and Tracking",
      "shortDefinition": "Risk improvement recommendations are the prioritised loss prevention measures derived from property risk surveys, and their systematic tracking through to completion is an integral part of effective risk management.",
      "synonyms": [
        "Recommendation tracking",
        "Loss prevention recommendations"
      ],
      "linesOfBusiness": [
        "Property"
      ],
      "jurisdictions": [
        "Global"
      ],
      "tags": [
        "Risk assessment",
        "Loss prevention"
      ],
      "relations": {
        "relatedTerms": [
          "riskg-risk-survey",
          "riskg-self-inspection-program"
        ],
        "partOf": [],
        "appliesTo": [
          "cov-property-all-risks"
        ],
        "regulatedBy": [],
        "relevantFor": [],
        "insurableVia": [],
        "mitigatedBy": [],
        "comprises": [],
        "alternativeTo": [],
        "complementedBy": []
      },
      "attribute": null,
      "profile": null,
      "coverageProfile": null,
      "clause": null,
      "legalBasis": [],
      "standards": [
        "ISO 31000:2018 – Risk management — Guidelines"
      ],
      "reviewStatus": "expert-reviewed",
      "reviewedBy": "Guido Hesse, Hesse Group Holding AG",
      "lastReviewed": "2026-09-04",
      "version": "0.1.0",
      "updated": "2026-09-01",
      "generated": {
        "by": "cursor-agent/claude-sonnet-5",
        "at": "2026-09-01T00:00:00.000Z"
      },
      "verified": [
        {
          "by": "human:ghesse",
          "at": "2026-09-04T00:00:00.000Z",
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      ],
      "staleAfter": null,
      "url": "https://hgh.ch/lexikon/en/knowledge/risk-engineering/risk-improvement-recommendations/",
      "alternateUrl": "https://hgh.ch/lexikon/de/wissen/risk-engineering/risikoverbesserungsempfehlungen/",
      "body": "## Origin and content\n\nRecommendations arise from property risk surveys, new construction and renovation reviews, loss investigations or special-purpose visits. Each one identifies a specific deficiency, the required measure and typically a completion deadline; boiler and pressure vessel recommendations may carry statutory deadlines as well.\n\n## Evaluation and tracking\n\nBefore implementation, cost and benefit are weighed, often through a cost-benefit analysis comparing the potential loss with and without the measure. Outstanding recommendations are held in a register with status, ownership and due date, and are reviewed at least annually together with the risk engineer; incomplete recommendations remain a standing item at every follow-up survey.\n\n## Insurance relevance\n\nThe completion rate of outstanding recommendations is a key criterion in risk grading and influences underwriting capacity, conditions and premium. Safety-critical recommendations that remain repeatedly unaddressed can lead to restricted terms or a decline to renew."
    },
    "de": {
      "id": "riskg-risk-improvement-recommendations",
      "lang": "de",
      "type": "risk-guideline",
      "title": "Risikoverbesserungsempfehlungen und Empfehlungstracking",
      "shortDefinition": "Risikoverbesserungsempfehlungen sind die aus Risikobesichtigungen abgeleiteten, priorisierten Massnahmenvorschläge zur Schadenverhütung, deren systematische Nachverfolgung bis zur Umsetzung integraler Bestandteil eines wirksamen Risikomanagements ist.",
      "synonyms": [
        "Recommendation Tracking",
        "Risk Improvement Recommendations"
      ],
      "linesOfBusiness": [
        "Sach"
      ],
      "jurisdictions": [
        "Global"
      ],
      "tags": [
        "Risikobewertung",
        "Schadenverhütung"
      ],
      "relations": {
        "relatedTerms": [
          "riskg-risk-survey",
          "riskg-self-inspection-program"
        ],
        "partOf": [],
        "appliesTo": [
          "cov-property-all-risks"
        ],
        "regulatedBy": [],
        "relevantFor": [],
        "insurableVia": [],
        "mitigatedBy": [],
        "comprises": [],
        "alternativeTo": [],
        "complementedBy": []
      },
      "attribute": null,
      "profile": null,
      "coverageProfile": null,
      "clause": null,
      "legalBasis": [],
      "standards": [
        "ISO 31000:2018 – Risk management — Guidelines"
      ],
      "reviewStatus": "expert-reviewed",
      "reviewedBy": "Guido Hesse, Hesse Group Holding AG",
      "lastReviewed": "2026-09-04",
      "version": "0.1.0",
      "updated": "2026-09-01",
      "generated": {
        "by": "cursor-agent/claude-sonnet-5",
        "at": "2026-09-01T00:00:00.000Z"
      },
      "verified": [
        {
          "by": "human:ghesse",
          "at": "2026-09-04T00:00:00.000Z",
          "method": null
        }
      ],
      "staleAfter": null,
      "url": "https://hgh.ch/lexikon/de/wissen/risk-engineering/risikoverbesserungsempfehlungen/",
      "alternateUrl": "https://hgh.ch/lexikon/en/knowledge/risk-engineering/risk-improvement-recommendations/",
      "body": "## Entstehung und Inhalt\n\nEmpfehlungen entstehen aus Risikobesichtigungen, Neubau- und Umbauprüfungen, Schadenuntersuchungen oder Sonderbegehungen. Sie benennen eine konkrete Schwachstelle, die erforderliche Massnahme und in der Regel eine Frist; bei Druckgeräten oder Kesselanlagen kommen behördliche Fristen hinzu.\n\n## Bewertung und Tracking\n\nVor der Umsetzung werden Kosten und Nutzen abgewogen, häufig mittels einer Kosten-Nutzen-Analyse, die den möglichen Schaden mit und ohne Massnahme gegenüberstellt. Offene Empfehlungen werden in einem Register mit Status, Verantwortlichkeit und Termin geführt und mindestens jährlich gemeinsam mit dem Risk Engineer überprüft; unerledigte Empfehlungen bleiben Gegenstand jeder Folgebesichtigung.\n\n## Versicherungsrelevanz\n\nDer Umsetzungsgrad offener Empfehlungen ist ein zentrales Kriterium der Risikoeinstufung und beeinflusst Zeichnungskapazität, Auflagen und Prämie. Wiederholt nicht umgesetzte sicherheitsrelevante Empfehlungen können zu Deckungseinschränkungen oder zur Ablehnung der Zeichnung führen."
    }
  }
}