{
  "id": "riskg-maintenance",
  "type": "risk-guideline",
  "languages": {
    "en": {
      "id": "riskg-maintenance",
      "lang": "en",
      "type": "risk-guideline",
      "title": "Critical Machinery Maintenance",
      "shortDefinition": "Condition-based maintenance of critical machinery and equipment reduces breakdown and consequential loss risks and is a key prerequisite for insurable machinery and business interruption exposures.",
      "synonyms": [
        "Predictive maintenance",
        "Plant maintenance"
      ],
      "linesOfBusiness": [
        "Engineering",
        "Business interruption"
      ],
      "jurisdictions": [
        "Global"
      ],
      "tags": [
        "Maintenance",
        "Loss prevention"
      ],
      "relations": {
        "relatedTerms": [
          "riskg-thermography",
          "riskg-condition-monitoring",
          "riskg-spare-parts-strategy",
          "riskg-machinery-breakdown-prevention",
          "cov-business-interruption"
        ],
        "partOf": [],
        "appliesTo": [
          "cov-property-all-risks"
        ],
        "regulatedBy": [],
        "relevantFor": [],
        "insurableVia": [],
        "mitigatedBy": [],
        "comprises": [],
        "alternativeTo": [],
        "complementedBy": []
      },
      "attribute": null,
      "profile": null,
      "coverageProfile": null,
      "clause": null,
      "legalBasis": [],
      "standards": [],
      "reviewStatus": "expert-reviewed",
      "reviewedBy": "Guido Hesse, Hesse Group Holding AG",
      "lastReviewed": "2026-09-04",
      "version": "0.1.0",
      "updated": "2026-09-01",
      "generated": {
        "by": "cursor-agent/claude-sonnet-5",
        "at": "2026-09-01T00:00:00.000Z"
      },
      "verified": [
        {
          "by": "human:ghesse",
          "at": "2026-09-04T00:00:00.000Z",
          "method": null
        }
      ],
      "staleAfter": null,
      "url": "https://hgh.ch/lexikon/en/knowledge/risk-engineering/critical-machinery-maintenance/",
      "alternateUrl": "https://hgh.ch/lexikon/de/wissen/risk-engineering/instandhaltung-maschinen/",
      "body": "## Strategies\n\nFrom reactive through preventive (time- or usage-based) to condition-based and predictive maintenance: vibration analysis, oil diagnostics, thermography and online monitoring detect wear before it leads to breakdown. Criticality analyses prioritise the equipment with the greatest interruption potential.\n\n## Bottleneck equipment\n\nFor machinery with long spare part and repair lead times (transformers, turbines, large presses, special rolls), the maintenance plan must include a spare parts strategy, framework agreements with repair shops and documented replacement times – they determine the realistic indemnity period of the BI cover.\n\n## Insurance relevance\n\nMachinery and property insurers review maintenance programmes during surveys; manufacturer specifications are the minimum standard. Incomplete maintenance documentation jeopardises indemnification in a loss event and measurably worsens the risk assessment."
    },
    "de": {
      "id": "riskg-maintenance",
      "lang": "de",
      "type": "risk-guideline",
      "title": "Instandhaltung kritischer Maschinen",
      "shortDefinition": "Eine zustandsorientierte Instandhaltung kritischer Maschinen und Anlagen senkt Ausfall- und Folgeschadenrisiken und ist zentrale Voraussetzung für versicherbare Maschinen- und Betriebsunterbrechungsrisiken.",
      "synonyms": [
        "Predictive Maintenance",
        "Anlageninstandhaltung"
      ],
      "linesOfBusiness": [
        "Technische Versicherung",
        "Betriebsunterbrechung"
      ],
      "jurisdictions": [
        "Global"
      ],
      "tags": [
        "Instandhaltung",
        "Schadenverhütung"
      ],
      "relations": {
        "relatedTerms": [
          "riskg-thermography",
          "riskg-condition-monitoring",
          "riskg-spare-parts-strategy",
          "riskg-machinery-breakdown-prevention",
          "cov-business-interruption"
        ],
        "partOf": [],
        "appliesTo": [
          "cov-property-all-risks"
        ],
        "regulatedBy": [],
        "relevantFor": [],
        "insurableVia": [],
        "mitigatedBy": [],
        "comprises": [],
        "alternativeTo": [],
        "complementedBy": []
      },
      "attribute": null,
      "profile": null,
      "coverageProfile": null,
      "clause": null,
      "legalBasis": [],
      "standards": [],
      "reviewStatus": "expert-reviewed",
      "reviewedBy": "Guido Hesse, Hesse Group Holding AG",
      "lastReviewed": "2026-09-04",
      "version": "0.1.0",
      "updated": "2026-09-01",
      "generated": {
        "by": "cursor-agent/claude-sonnet-5",
        "at": "2026-09-01T00:00:00.000Z"
      },
      "verified": [
        {
          "by": "human:ghesse",
          "at": "2026-09-04T00:00:00.000Z",
          "method": null
        }
      ],
      "staleAfter": null,
      "url": "https://hgh.ch/lexikon/de/wissen/risk-engineering/instandhaltung-maschinen/",
      "alternateUrl": "https://hgh.ch/lexikon/en/knowledge/risk-engineering/critical-machinery-maintenance/",
      "body": "## Strategien\n\nVon reaktiver über präventive (zeit- oder laufleistungsbasierte) bis zu zustandsorientierter und prädiktiver Instandhaltung: Schwingungsanalyse, Öldiagnostik, Thermografie und Online-Monitoring erkennen Verschleiss, bevor er zu Bruchschäden führt. Kritikalitätsanalysen priorisieren die Anlagen mit dem grössten Unterbrechungspotenzial.\n\n## Engpassanlagen\n\nFür Maschinen mit langen Ersatzteil- und Reparaturzeiten (Transformatoren, Turbinen, Grosspressen, Spezialwalzen) gehören Ersatzteilstrategie, Rahmenverträge mit Reparaturbetrieben und dokumentierte Wiederbeschaffungszeiten zur Instandhaltungsplanung – sie bestimmen die realistische Haftzeit der BU-Deckung.\n\n## Versicherungsrelevanz\n\nMaschinen- und Sachversicherer prüfen Instandhaltungsprogramme in Begehungen; Herstellervorgaben sind Mindeststandard. Lückenhafte Wartungsdokumentation gefährdet im Schadenfall die Leistung und verschlechtert die Risikobewertung spürbar."
    }
  }
}