{
  "id": "riskg-impairment-management",
  "type": "risk-guideline",
  "languages": {
    "en": {
      "id": "riskg-impairment-management",
      "lang": "en",
      "type": "risk-guideline",
      "title": "Impairment Management",
      "shortDefinition": "Impairment management is the cross-system governance of planned and unplanned outages of protection, detection and security systems – from suppression systems through fire alarms to security equipment – aimed at minimising downtime and compensating the loss of protection while a system is out of service.",
      "synonyms": [
        "Impairment",
        "System impairment"
      ],
      "linesOfBusiness": [
        "Property"
      ],
      "jurisdictions": [
        "Global"
      ],
      "tags": [
        "Loss prevention",
        "Risk assessment"
      ],
      "relations": {
        "relatedTerms": [
          "riskg-sprinkler-impairment",
          "riskg-self-inspection-program"
        ],
        "partOf": [],
        "appliesTo": [
          "cov-property-all-risks"
        ],
        "regulatedBy": [],
        "relevantFor": [],
        "insurableVia": [],
        "mitigatedBy": [],
        "comprises": [],
        "alternativeTo": [],
        "complementedBy": []
      },
      "attribute": null,
      "profile": null,
      "coverageProfile": null,
      "clause": null,
      "legalBasis": [],
      "standards": [
        "NFPA 25 – Standard for the Inspection, Testing, and Maintenance of Water-Based Fire Protection Systems"
      ],
      "reviewStatus": "expert-reviewed",
      "reviewedBy": "Guido Hesse, Hesse Group Holding AG",
      "lastReviewed": "2026-09-04",
      "version": "0.1.0",
      "updated": "2026-09-01",
      "generated": {
        "by": "cursor-agent/claude-sonnet-5",
        "at": "2026-09-01T00:00:00.000Z"
      },
      "verified": [
        {
          "by": "human:ghesse",
          "at": "2026-09-04T00:00:00.000Z",
          "method": null
        }
      ],
      "staleAfter": null,
      "url": "https://hgh.ch/lexikon/en/knowledge/risk-engineering/impairment-management/",
      "alternateUrl": "https://hgh.ch/lexikon/de/wissen/risk-engineering/ausserbetriebnahme-management/",
      "body": "## Why generalise\n\nSprinkler systems are not the only systems that go out of service: fire alarm panels, gaseous suppression systems, intrusion detection, back-up power and safety-critical process equipment are impaired just as often for maintenance, alteration or fault repair. The core principles of impairment governance – categorisation, authorisation, compensation, restoration – apply regardless of the system affected and build on the established procedures for sprinkler systems.\n\n## Core elements\n\nA distinction is made between planned, unplanned (emergency) and hidden impairments. A central authorisation and tagging system records every impairment with duration, cause and the responsible person; before work starts, plant security, the fire brigade, the alarm receiving centre and the property insurer are notified. Compensating measures such as fire watches, temporary notification arrangements or additional patrols bridge the protection gap until the system has been verifiably restored.\n\n## Insurance relevance\n\nProperty insurers increasingly require notification of longer impairments regardless of the system type affected and treat unannounced or hidden outages as a material deterioration of the risk. A cross-system impairment register improves the risk assessment and avoids coverage disputes after a loss."
    },
    "de": {
      "id": "riskg-impairment-management",
      "lang": "de",
      "type": "risk-guideline",
      "title": "Ausserbetriebnahme-Management (Impairment Management)",
      "shortDefinition": "Ausserbetriebnahme-Management (Impairment Management) ist die systemübergreifende Steuerung geplanter und ungeplanter Ausfälle von Schutz-, Melde- und Sicherungssystemen – von Löschanlagen über Brandmeldeanlagen bis zu Sicherheitstechnik –, mit dem Ziel, Ausfallzeiten zu minimieren und die Schutzwirkung während der Ausserbetriebnahme zu kompensieren.",
      "synonyms": [
        "Impairment Management",
        "Abschaltmanagement",
        "Ausserbetriebnahme"
      ],
      "linesOfBusiness": [
        "Sach"
      ],
      "jurisdictions": [
        "Global"
      ],
      "tags": [
        "Schadenverhütung",
        "Risikobewertung"
      ],
      "relations": {
        "relatedTerms": [
          "riskg-sprinkler-impairment",
          "riskg-self-inspection-program"
        ],
        "partOf": [],
        "appliesTo": [
          "cov-property-all-risks"
        ],
        "regulatedBy": [],
        "relevantFor": [],
        "insurableVia": [],
        "mitigatedBy": [],
        "comprises": [],
        "alternativeTo": [],
        "complementedBy": []
      },
      "attribute": null,
      "profile": null,
      "coverageProfile": null,
      "clause": null,
      "legalBasis": [],
      "standards": [
        "NFPA 25 – Standard for the Inspection, Testing, and Maintenance of Water-Based Fire Protection Systems"
      ],
      "reviewStatus": "expert-reviewed",
      "reviewedBy": "Guido Hesse, Hesse Group Holding AG",
      "lastReviewed": "2026-09-04",
      "version": "0.1.0",
      "updated": "2026-09-01",
      "generated": {
        "by": "cursor-agent/claude-sonnet-5",
        "at": "2026-09-01T00:00:00.000Z"
      },
      "verified": [
        {
          "by": "human:ghesse",
          "at": "2026-09-04T00:00:00.000Z",
          "method": null
        }
      ],
      "staleAfter": null,
      "url": "https://hgh.ch/lexikon/de/wissen/risk-engineering/ausserbetriebnahme-management/",
      "alternateUrl": "https://hgh.ch/lexikon/en/knowledge/risk-engineering/impairment-management/",
      "body": "## Warum verallgemeinert\n\nNicht nur Sprinkleranlagen fallen aus: Brandmeldeanlagen, Gaslöschanlagen, Einbruchmeldeanlagen, Notstromversorgungen und sicherheitsrelevante Prozesseinrichtungen werden ebenso für Wartung, Umbau oder Störungsbehebung ausser Betrieb genommen. Die Grundprinzipien des Abschaltmanagements – Kategorisierung, Freigabe, Kompensation, Wiederinbetriebnahme – gelten unabhängig vom betroffenen System und bauen auf den etablierten Verfahren für Sprinkleranlagen auf.\n\n## Kernelemente\n\nUnterschieden werden geplante, ungeplante (Notfall-) und verdeckte Ausserbetriebnahmen. Ein zentrales Freigabe- und Tag-System dokumentiert jede Ausserbetriebnahme mit Dauer, Ursache und verantwortlicher Person; vor Beginn erfolgt die Meldung an Werkschutz, Feuerwehr, Alarmempfangsstelle und Sachversicherer. Kompensationsmassnahmen wie Brandwachen, provisorische Meldeketten oder zusätzliche Kontrollgänge überbrücken die Schutzlücke, bis das System nachweislich wiederhergestellt ist.\n\n## Versicherungsrelevanz\n\nSachversicherer verlangen zunehmend die Meldung länger dauernder Ausserbetriebnahmen unabhängig vom betroffenen Systemtyp und werten unangekündigte oder verdeckte Ausfälle als erhebliche Risikoverschlechterung. Ein systemübergreifendes Ausserbetriebnahme-Register verbessert die Risikobewertung und vermeidet Deckungsdiskussionen im Schadenfall."
    }
  }
}