{
  "id": "riskg-fire-protection-concept",
  "type": "risk-guideline",
  "languages": {
    "en": {
      "id": "riskg-fire-protection-concept",
      "lang": "en",
      "type": "risk-guideline",
      "title": "Fire Protection Concept",
      "shortDefinition": "A fire protection concept is the project-specific, integrated plan of all structural, technical and organisational fire safety measures for a building and forms the binding basis for building permits, construction and the property insurer's risk assessment.",
      "synonyms": [
        "Fire safety concept",
        "Fire safety strategy"
      ],
      "linesOfBusiness": [
        "Property"
      ],
      "jurisdictions": [
        "CH",
        "Global"
      ],
      "tags": [
        "Fire protection",
        "Risk assessment",
        "Loss prevention"
      ],
      "relations": {
        "relatedTerms": [
          "riskg-fire-compartmentation",
          "riskg-risk-survey",
          "riskg-fire-brigade-access"
        ],
        "partOf": [],
        "appliesTo": [
          "cov-property-all-risks",
          "cov-car-ear"
        ],
        "regulatedBy": [],
        "relevantFor": [],
        "insurableVia": [],
        "mitigatedBy": [],
        "comprises": [],
        "alternativeTo": [],
        "complementedBy": []
      },
      "attribute": null,
      "profile": null,
      "coverageProfile": null,
      "clause": null,
      "legalBasis": [],
      "standards": [
        "VdS 3547 – Fire Protection Concepts and Fire Safety Verification"
      ],
      "reviewStatus": "expert-reviewed",
      "reviewedBy": "Guido Hesse, Hesse Group Holding AG",
      "lastReviewed": "2026-09-04",
      "version": "0.1.0",
      "updated": "2026-09-01",
      "generated": {
        "by": "cursor-agent/claude-sonnet-5",
        "at": "2026-09-01T00:00:00.000Z"
      },
      "verified": [
        {
          "by": "human:ghesse",
          "at": "2026-09-04T00:00:00.000Z",
          "method": null
        }
      ],
      "staleAfter": null,
      "url": "https://hgh.ch/lexikon/en/knowledge/risk-engineering/fire-protection-concept/",
      "alternateUrl": "https://hgh.ch/lexikon/de/wissen/risk-engineering/brandschutzkonzept/",
      "body": "## Purpose and content\n\nA fire protection concept brings together the protection goals of a specific project – life safety, property protection, environmental protection and business continuity – into one coordinated set of measures. It defines how compartmentation, fire resistance of building elements, escape routes, extinguishing systems, fire detection and smoke and heat venting interact, and documents any deviations from standard construction methods together with compensating measures.\n\n## Preparation and review\n\nThe concept is usually prepared by specialist fire safety planners in coordination with architects, structural engineers and building services, and reviewed by fire authorities or accredited bodies. Changes of use, alterations or new lessons from loss events require an update, since the concept is only valid for the described occupancy.\n\n## Relevance for property insurance\n\nFor risk engineers, the fire protection concept is the key reference during a risk survey: it shows the intended level of protection and serves as a benchmark for identifying deviations in the as-built condition. Missing or outdated concepts, particularly after alterations, are treated as a warning sign of uncontrolled risk deterioration."
    },
    "de": {
      "id": "riskg-fire-protection-concept",
      "lang": "de",
      "type": "risk-guideline",
      "title": "Brandschutzkonzept",
      "shortDefinition": "Das Brandschutzkonzept ist die objektbezogene, ganzheitliche Planung aller baulichen, anlagentechnischen und organisatorischen Brandschutzmassnahmen und bildet die verbindliche Grundlage für Baubewilligung, Bauausführung und Risikoprüfung durch den Sachversicherer.",
      "synonyms": [
        "Brandschutznachweis",
        "Fire Safety Concept"
      ],
      "linesOfBusiness": [
        "Sach"
      ],
      "jurisdictions": [
        "CH",
        "Global"
      ],
      "tags": [
        "Brandschutz",
        "Risikobewertung",
        "Schadenverhütung"
      ],
      "relations": {
        "relatedTerms": [
          "riskg-fire-compartmentation",
          "riskg-risk-survey",
          "riskg-fire-brigade-access"
        ],
        "partOf": [],
        "appliesTo": [
          "cov-property-all-risks",
          "cov-car-ear"
        ],
        "regulatedBy": [],
        "relevantFor": [],
        "insurableVia": [],
        "mitigatedBy": [],
        "comprises": [],
        "alternativeTo": [],
        "complementedBy": []
      },
      "attribute": null,
      "profile": null,
      "coverageProfile": null,
      "clause": null,
      "legalBasis": [],
      "standards": [
        "VdS 3547 – Brandschutzkonzepte und Brandschutznachweise"
      ],
      "reviewStatus": "expert-reviewed",
      "reviewedBy": "Guido Hesse, Hesse Group Holding AG",
      "lastReviewed": "2026-09-04",
      "version": "0.1.0",
      "updated": "2026-09-01",
      "generated": {
        "by": "cursor-agent/claude-sonnet-5",
        "at": "2026-09-01T00:00:00.000Z"
      },
      "verified": [
        {
          "by": "human:ghesse",
          "at": "2026-09-04T00:00:00.000Z",
          "method": null
        }
      ],
      "staleAfter": null,
      "url": "https://hgh.ch/lexikon/de/wissen/risk-engineering/brandschutzkonzept/",
      "alternateUrl": "https://hgh.ch/lexikon/en/knowledge/risk-engineering/fire-protection-concept/",
      "body": "## Zweck und Inhalt\n\nDas Brandschutzkonzept fasst für ein konkretes Bauvorhaben sämtliche Schutzziele – Personenschutz, Sachwertschutz, Umweltschutz und Betriebskontinuität – in einem abgestimmten Massnahmenpaket zusammen. Es legt fest, wie Brandabschnittsbildung, Feuerwiderstand der Bauteile, Rettungswege, Löschanlagen, Brandmeldeanlagen sowie Rauch- und Wärmeabzug zusammenwirken, und dokumentiert Abweichungen von Regelbauweisen samt Kompensationsmassnahmen.\n\n## Erstellung und Prüfung\n\nErstellt wird das Konzept meist durch Fachplaner für Brandschutz in Abstimmung mit Architektur, Statik und Haustechnik; die Prüfung erfolgt durch Brandschutzbehörden oder anerkannte Prüfstellen. Nutzungsänderungen, Umbauten oder neue Erkenntnisse aus Schadenfällen erfordern eine Überarbeitung, da das Konzept nur für die beschriebene Nutzung gilt.\n\n## Bedeutung für die Sachversicherung\n\nFür Risk Engineers ist das Brandschutzkonzept die zentrale Referenz bei der Risikobesichtigung: Es zeigt, welches Schutzniveau geplant war, und dient als Massstab, um Abweichungen im gebauten Zustand zu erkennen. Fehlende oder veraltete Konzepte, insbesondere nach Umbauten, gelten als Warnsignal für unkontrollierte Risikoverschlechterung."
    }
  }
}